Money & Finance

What’s the Routing Number for Wells Fargo? Here’s the List by State

As of 2020, Wells Fargo serves over 70 million customers with more than 7,200 locations across the United States. You might be surprised to know that not every Wells Fargo customer uses the same routing number. The bank actually has quite a long list of routing numbers – so it’s important to know which one to use and how to find it.

What is a routing number?

A routing number is a nine digit numerical code based on the location and financial institution where an account was opened. It is also often referred to as an ABA Routing Transit Number (ABA RTN).

You can think of it like a virtual mailing address. Essentially, a routing number is a digital identifier (i.e. address) of where your account is located describing which bank your account is housed within and which branch of said bank. Basically the routing number is akin to the street name, city, state, and zip code of a mailing address. Your account number, then, is the house number.

What do you use a routing number for?

A routing number is an important piece of information which helps identify where money should be sent to and taken from to carry out your financial transactions. Some of the common types of transactions which require routing numbers are:

  • Setting up direct deposit
  • Connecting other financial services to your bank account (i.e. Venmo, Paypal, etc)
  • Sending money
  • Making a wire transfer

Routing numbers can vary by location

It’s not uncommon for routing numbers for a single financial institution to vary by location (predominantly state and territory). Why? There are two parts to this answer. As we mentioned, Wells Fargo is a big bank which was founded back in 1852. Not all of Wells Fargo’s growth has been organic. They’ve acquired many smaller financial institutions along the way. And instead of completely wiping out and replacing each acquisition’s infrastructure, they opted to absorb it.

The other reason that Wells Fargo uses many different routing numbers is because of its size – both geographically and in terms of their customer base. Having more specific routing numbers based on regions help them to process transactions more quickly and efficiently. 

Which Wells Fargo state routing number should you use?

What if you moved to a different state after opening your account? Your routing number will be associated with the state or territory that you originally opened your account. So if you opened a Wells Fargo account while living in Florida, but then moved to Oregon, you’ll still use the Florida routing number. 

How to find your Wells Fargo Routing Number

  • Reference the state list below
  • Look on one of your personal checks
routing number example on check

Wells Fargo Routing Number by State/Territory List

State/TerritoryRouting Number
Alabama062000080
Alaska125200057
Arizona122105278
Arkansas111900659
California121042882
Colorado102000076
Connecticut021101108
Delaware031100869
District of Columbia054001220
Florida063107513
Georgia061000227
Hawaii121042882
Idaho124103799
Illinois071101307
Indiana074900275
Iowa073000228
Kansas101089292
Kentucky121042882
Louisiana121042882
Maine121042882
Maryland055003201
Massachusetts121042882
Michigan091101455
Minnesota091000019
Missippi062203751
Missouri113105449
Montana092905278
Nebraska104000058
Nevada321270742
New Hampshire121042882
New Jersey021200025
New Mexico107002192
New York026012881
North Carolina053000219
North Dakota091300010
Ohio041215537
Oklahoma121042882
Oregon123006800
Pennsylvania031000503
Rhode Island121042882
South Carolina053207766
South Dakota091400046
Tennessee064003768
Texas111900659
Texas – El Paso112000066
Utah124002971
Vermont121042882
Virginia051400549
Washington125008547
West Virginia121042882
Wisconsin075911988
Wyoming102301092
American Samoa121042882
North Mariana Islands121042882
Puerto Rico121042882
Virgin Islands121042882
American Forces Abroad121042882
Source: Wells Fargo

You might have noticed there are a few territories/states which share the same routing number, which is not in error. For example, Puerto Rico, the Virgin Islands and American Forces Abroad all use the same routing number.

Other types of Wells Fargo Routing Numbers

Wells Fargo Routing Numbers for Wire Transfers

What’s a wire transfer? A wire transfer, also known as a bank transfer for bank wire, is a quick way to move money electronically directly from one person or bank to another. These types of transfers have a separate routing number specifically so that the transaction can be processed as quickly as possible.

  • Wells Fargo Domestic (within the US) Routing Number: 121000248
  • Wells Fargo International (outside the US) Routing/SWIFT Number: WFBIUS6S
    • Note that international wire transfers in fact use something called a SWIFT code, rather than a routing number. Despite the change in terminology, they serve the same purpose and in some places you may see them used interchangeably.

Wells Fargo Line of Credit Routing Numbers

A line of credit is a relatively popular method of borrowing money as a business, but much less common for individuals. It’s a flexible type of loan from a financial institution that allows borrows to access a defined amount of money. The money can be borrowed immediately all at once or as needed. Similar to a traditional type of loan, once the borrower begins accessing the money, interest will start being assessed. The loan then can be paid back immediately or or a predefined schedule. 

Line of credit routing numbers differ in that they are based on the first three numbers of your account number. Thus, if your account number begins with “001”, then the associated routing number you should use is “073000228”, and so forth down the table.

Account Number (first 3 digits)Routing Number
001073000228
003104000058
038122105278
072091300010
082092905278
083091400046
114121042882
117122000247
119124002971
163102000076
203091101455
300091000019
433112000066
451102000076
552074900275
553041215537
569125200057
585107002192
650, 651, or 654121042882
661, 662, or 663321270742
727075911988
737102100918
742, 743122101191
746071101307
748, 768122101191
808111900659
810102301092
825321270742
Source: Wells Fargo

Wells Fargo Command Asset Program Routing Numbers

The investment arm of Wells Fargo is called Wells Fargo Advisors. It is a non-bank affiliate of the company and is also one of the biggest financial advising businesses in the US. Wells Fargo Advisors sets its customers up with what they call their Command Asset Program. This program allows for direct deposits linked directly to the customer’s investment account.

The Wells Fargo Command Asset Program Routing Number is 102307164.

Wells Fargo EasyPay Card Routing Number

The Wells Fargo EasyPay Card is no longer open to new applicants, but is still accessible to anyone who already has one. It is prepaid, reloaded debit card. There are multiple options to reload the card, including direct transfers from your Wells Fargo or other external bank accounts, setting up direct deposit, or by depositing checks.

Wells Fargo EasyPay Card users should utilize the following routing number for transfers: 031302777 

Always double check!

It’s always important to double check that you’re using the correct routing number before making any significant financial moves. Remember, the routing number is like the street name, city, and state of an address indicating where your money should be sent to or taken from. The account number, then, is the house number. If you don’t double check the routing number, your money could easily be sent to the wrong place. 

Looking for the routing number of other banks?

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