Financial safety net – more than just an emergency fund
financial safety net: more than an emergency fund
Habit: the key to expand your comfort zone
Human beings are creatures of habit. We crave consistency. We like to feel in control and that is aided by sticking to what we know. The more we can rely on what we know, the less stressed out we are.…
It pays to reinvent the wheel
Believe it or not, Shark Wheel – a company founded in 2012 – reinvented the wheel. Yes, a real, literal, physical wheel. In a few short years, they’ve grown their net worth to over a million dollars. They were successful…
Your to do list is failing you
I am a compulsive list maker. I’ve come to accept that if I’m going to get anything substantial done, I have to make a to do list first. I’ll admit that a big reason for my list making habit is…
Wait to file your taxes…it could get you a bigger stimulus check
We all procrastinate. Even if we say we don’t, we do. It might only be with small, inconsequential things like dusting the spare room, canceling your gym membership, or changing that 90’s themed email address you promised yourself you’d quit…
HSA: a tax-free investment opportunity hiding in plain sight
A little over a week ago, the US Treasury announced an extension to file your 2019 taxes. Included in that extension is your ability to contribute to your 2019 Health Savings and Individual Retirement Accounts until July 15th. What deserves…
Waiting to claim your tax refund is costing you money
On Friday, March 20th, the US Treasury officially gave us all an extension to file our federal taxes (thanks to the virus that shall not be named). A rational person might be thinking – we’re less than 3 weeks out…
How to take advantage of the allure of scarcity
Yesterday morning I decided it was time to brave a trip to the grocery store. We still had enough food for a week or two, but given the news lately I knew I’d kick myself later if I didn’t try…
Why you should stay the course in the market, (but not) in your job
Unless you have been living under a rock recently, chances are you’ve been inundated with information from the news, social media (and perhaps a paranoid family member or two) about the COVID-19 outbreak. While there are a few key take-aways…