• Is it smart to prepay your mortgage?

    Paying off a mortgage is a tremendous milestone in life. Most of us yearn for the day when we won’t need to make those monthly payments anymore. It’s not surprising then, why so many people consider the option of prepaying…

  • Using the 80/20 rule to work smarter, not harder

    The 80/20 rule is not scientific law but it holds eerily true in most scenarios. The rule states that a majority of output will come from a minority of the input. In layman’s terms, it means that 80% of your…

  • What is FI?

    FI stands for financial independence. No – not the kind of financial independence that simply means Mom and Dad aren’t paying your rent anymore. This kind of financial independence is more akin to financial freedom. You may have seen FI…

  • Negative interest rates explained

    No one will blame you for thinking negative interest rates sound like fake news. Negative interest rates are a challenging concept to wrap your head around, but they are, in fact, a real thing. Before we dive into negative interest…

  • How to define what success means to you & act on it

    What is success? Google it and you’ll find thousands of different equations. Success =  Planning + Execution. Success = Goals. Success = Sweat + Sacrifice. Success = Ideas + Work x Luck. How could success be so many different things?…

  • Sell in May and go away?

    Sell in May and go away refers to an investment strategy of avoiding the typically underperforming summer months in the stock market. In a nutshell, sell in May and go away suggests selling your stocks in May, and then buying…