Money & Finance

What’s My Chase Bank Routing Number?

As of 2019, Chase Bank serves more than 51 million customers with more than 4,700 branches across the US. With a bank that serves so many people in that many locations, it might not surprise you to find out that they utilize more than a single routing number. Chase Bank actually has quite a long list of routing numbers. Below you’ll find out why it’s important to know which one to use and how to find it.

StateRouting Number
New Jersey021202337
New York – Downstate021000021
New York – Upstate022300173
West Virginia051900366

Chase Bank doesn’t have a branch in every US state. And since your routing number is associated with the location where your account was opened, there are 24 different routing numbers. 

What’s a routing number?

A routing number is a nine digit numerical code that identifies where an account was opened. The code itself is based on two things

  • The financial institution where the account was opened
  • The location of where the account was opened

You may also see a routing number referred to as an ABA Routing Transit Number (ABA RTN).

What are routing numbers used for?

A routing number is integral for many types of financial transactions which involve sending and receiving money. Some of these common types of transactions which rely on routing numbers include:

  • Setting up direct deposit
  • Linking third party financial services to your bank account (i.e. Venmo, Paypal, Splitwise, etc)
  • Sending money
  • Making a wire transfer

Routing numbers often vary by location

Why? There are a few reasons for this. As we mentioned, Chase Bank is a large institution both in number of customers and in geographic coverage. So, having multiple routing numbers specifically based on regions (typically states) helps them to process transactions more quickly and efficiently. Many smaller banks and credit unions may only have one routing number.

Cue reason number two. Chase Bank was founded back in 1799. Since then, there have been multiple acquisitions and mergers leading to additional routing numbers that were absorbed into use. As of the year 2000, Chase Bank is the commercial and consumer banking subsidiary of JPMorgan Chase.

Which Chase Bank routing number should you use?

What if you moved after opening your account?

It’s important to note that your routing number will be associated with the state or region in which you originally opened your account. So if you opened a Chase Bank account while living in Florida, but then moved to Oregon, you’ll still use the Florida routing number. 

It’s also important to realize that some states and regions may have multiple routing numbers because of their size or number of customers (for example New York). So even if you only move to another part of the same state, it’s important to double check that you’re utilizing the correct routing number.

How to find your Chase Bank routing number

  • Reference the list above
  • Look on one of your personal checks 

Other types of Chase Bank routing numbers

Chase Bank routing numbers for wire transfers

What’s a wire transfer?

A wire transfer is a quick way to electronically transfer money directly from one person or bank to another. These wire transfer transactions have a separate routing number so they can be processed as quickly as possible.

  • Chase Bank Domestic (within the US) Routing Number: 021000021
  • Chase Bank International (outside the US) Routing/SWIFT Number: CHASUS33
    • Note that international wire transfers use something called a SWIFT code, rather than a routing number. 

It’s essential to double check you’re using the correct routing number before making any significant financial moves. Remember, the routing number is akin to an address for your bank account. It indicates where your money should be sent to or taken from. If you don’t double check the routing number, your money could accidentally be sent to the wrong place. 

Looking for the routing number of other banks?

Wells Fargo Routing Numbers

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