• 3 Strategies to Avoid Lifestyle Inflation

    Jake is a smart guy and does his best to make good financial decisions. He’s a natural saver, has a great budget, invests consistently for retirement, and has a well-established emergency fund. While Jake doesn’t live high on the hill,…

  • The 5 Bank Accounts Every Adult Should Have

    If you’ve ever felt uncertain about the best way to organize your money and what type of bank accounts you should have, you’re not alone. A 2019 survey found that 62% of Americans don’t understand the basics of banking, including…

  • 6 Important Reasons Why Debt is Bad

    Debt is one of those things that seems like a relatively simple concept. That is, right until you get into all the nitty-gritty details of it. Most of us understand that debt is generally a bad thing. However, there’s also…

  • The Importance of Saving Money

    Let’s be honest. For most of us, spending money is way more fun than saving it. But, the importance of saving money cannot be overstated. So whether or not the habit of saving money comes easy to you, it’s helpful…

  • How to invest in a recession

    The National Bureau of Economic Research (NBER) announced that the United States officially entered a recession in February 2020. The economic peak in February 2020 came after the longest period of expansion in US history – a period which lasted…

  • Is it smart to prepay your mortgage?

    Paying off a mortgage is a tremendous milestone in life. Most of us yearn for the day when we won’t need to make those monthly payments anymore. It’s not surprising then, why so many people consider the option of prepaying…

  • What is FI?

    FI stands for financial independence. No – not the kind of financial independence that simply means Mom and Dad aren’t paying your rent anymore. This kind of financial independence is more akin to financial freedom. You may have seen FI…

  • Negative interest rates explained

    No one will blame you for thinking negative interest rates sound like fake news. Negative interest rates are a challenging concept to wrap your head around, but they are, in fact, a real thing. Before we dive into negative interest…