• 45 Creative Ways to Save Money

    Most articles on this topic include options that require you to spend more money. That’s not the point of saving. Buying a fuel efficient car just to save gas money? Replacing all your kitchen appliances with energy efficiency options even…

  • What is Value Averaging?

    Value averaging is an investment strategy that helps you grow your investments by meeting periodic targets. How exactly? By using a fancy formula that keeps you on something called a value path – more on that later. In a nutshell,…

  • The Best Net Worth Apps

    Short on time? Here’s a quick list of the best net worth apps: The winner: Personal Capital Runner ups: Mint and NerdWallet’s Finance Tracker Honorable mention: YNAB (You Need a Budget) There are a lot of important numbers you need…

  • The Truth About Investment Risk

    What is risk? Risk is the possibility of loss, injury, or negative outcome. We all face a degree of risk every single day. Every time you get into a car you are making a decision with an element of risk.…

  • How to Quit Hemorrhaging Money

    Hemorrhaging money, bleeding money, wiping out your bank account. Whatever you want to call it, you’ve realized that you’ve been overspending…a lot. Now, what can you do about it? Hemorrhaging money happens for a variety of reasons Pressure from friends…

  • Managing DINK (Dual Income No Kids) Finances

    Move over Yuppie, there’s a new acronym vying for the spotlight. In case you forgot, Yuppie is in fact a slang term that stands for young upwardly mobile professional or young urban professional. However, it certainly wasn’t the first acronym…

  • 3 Strategies to Avoid Lifestyle Inflation

    Jake is a smart guy and does his best to make good financial decisions. He’s a natural saver, has a great budget, invests consistently for retirement, and has a well-established emergency fund. While Jake doesn’t live high on the hill,…