• The Importance of Saving Money

    Let’s be honest. For most of us, spending money is way more fun than saving it. But, the importance of saving money cannot be overstated. So whether or not the habit of saving money comes easy to you, it’s helpful to keep yourself on track (or get yourself on track) by remembering all the reasons why saving is important. Sure, some of these reasons may seem terribly obvious, but they are important enough that we could all use a reminder every once in a while. Focusing on the reasons why we should be saving money also helps reframe our thinking on the subject – and dare I say, make saving…

  • How to invest in a recession

    The National Bureau of Economic Research (NBER) announced that the United States officially entered a recession in February 2020. The economic peak in February 2020 came after the longest period of expansion in US history – a period which lasted…

  • Is it smart to prepay your mortgage?

    Paying off a mortgage is a tremendous milestone in life. Most of us yearn for the day when we won’t need to make those monthly payments anymore. It’s not surprising then, why so many people consider the option of prepaying…

  • Using the 80/20 rule to work smarter, not harder

    The 80/20 rule is not scientific law but it holds eerily true in most scenarios. The rule states that a majority of output will come from a minority of the input. In layman’s terms, it means that 80% of your…

  • What is FI?

    FI stands for financial independence. No – not the kind of financial independence that simply means Mom and Dad aren’t paying your rent anymore. This kind of financial independence is more akin to financial freedom. You may have seen FI…

  • Negative interest rates explained

    No one will blame you for thinking negative interest rates sound like fake news. Negative interest rates are a challenging concept to wrap your head around, but they are, in fact, a real thing. Before we dive into negative interest…

  • How to define what success means to you & act on it

    What is success? Google it and you’ll find thousands of different equations. Success =  Planning + Execution. Success = Goals. Success = Sweat + Sacrifice. Success = Ideas + Work x Luck. How could success be so many different things?…

  • Sell in May and go away?

    Sell in May and go away refers to an investment strategy of avoiding the typically underperforming summer months in the stock market. In a nutshell, sell in May and go away suggests selling your stocks in May, and then buying…